Quantitative Analysis of Investor Behavior
Do fiduciaries produce better returns? Is there investor irrationality being displayed? Does this lead to inferior results? Find out with this analysis of investor behavior.
Fixing a Missed RMD in 5 Easy Steps
What is a missed Required Minimum Distribution?
RMDs must: 1. be taken by IRA owners beginning in the year they turn 70 1/2 and 2: by IRA and Roth beneficiaries beginning in the year after the death of the account owner. RMDs not taken are subject to a penalty of 50% of the amount not taken each year.
The Roth Conversion Decision Just Got Tougher
As much as we like Roth conversions and encourage individuals to convert, we do realize that Roth conversions aren’t for everyone. There have always been many factors to consider before doing a conversion. With the passage of the 2012 tax act on January 2, 2013 and with the healthcare surtaxes taking effect in 2013, there are now more factors to consider.
Why a Crash Is Simply Inevitable at This Point
It’s another reason why a crash is simply inevitable at this point. We’re reaching the boiling point in terms of wealth and income inequality. From there, we’ll begin to see a reversal. So it should be no surprise that this frustration is beginning to express itself in the political race.